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Construction finance is different.
Your CFO should be too.

Fractional CFO and finance advisory built specifically for construction, demolition, and environmental services companies — from someone who has run the numbers from the inside.

Crystal Barrow McKinney served as CFO of a demolition and logistics company, scaling it to over $20M in revenue while managing the exact financial pressures you face: bonding requirements, equipment financing, subcontractor cash flow, and razor-thin project margins.

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The financial challenges
unique to construction

01
Cash flow gaps between billings

You invoice on completion but pay subs weekly. We build the forecasting systems that keep you liquid through every project cycle.

02
Bonding and credit facility access

Surety companies and lenders want clean financials and a CFO who can speak their language. We prepare you for both.

03
Job costing and margin visibility

Knowing your revenue is not the same as knowing which jobs make money. We build job-level P&Ls so you know exactly where you profit and where you bleed.

04
Equipment financing and capex planning

Fleet decisions are some of the biggest capital commitments you make. We model the buy vs. lease decision and structure financing that doesn't strangle your working capital.

05
Subcontractor and vendor management

Managing dozens of subs means managing dozens of financial relationships. We build the controls and payment structures that protect your margins and your relationships.

06
Scaling past $10M without breaking

The systems that got you to $10M won't get you to $30M. We build the financial infrastructure that scales with you — before the cracks appear.

What we do for
construction companies

We work with construction, demolition, and environmental services companies at every stage of growth — from founder-led firms doing $2M who need their first real finance function, to venture-backed platforms at $50M+ preparing for acquisition or expansion.

Service 1 — Fractional CFO

Ongoing CFO-level leadership without the full-time cost. Cash flow management, lender and bonding relationships, board or investor reporting, and strategic financial oversight — on a flexible monthly engagement.

Service 2 — Job Costing & Margin Analysis

We build job-level financial reporting that shows you which projects, clients, and service lines are actually profitable — and which ones are quietly subsidized by the ones that are.

Service 3 — Credit & Bonding Readiness

We prepare your financials, clean up your reporting, and help you present your business in the way that lenders and surety companies need to see — so you get the line of credit or bond capacity you've earned.

Service 4 — Financial Modeling & Scenario Planning

Bid on a large contract? Considering a new service line? Thinking about acquiring a competitor? We build the models that stress-test the decision before you make it.

Service 5 — Finance Function Buildout

From chart of accounts restructuring to ERP selection to building your first accounting team — we design and implement the finance infrastructure that growing construction companies need.

She's built this
from the inside.

Crystal Barrow McKinney served as CFO of a demolition and logistics company, scaling it to over $20M in revenue, secured $2M in credit facilities, and reduced overhead by ~50% through KPI implementation, contract renegotiation, and operational efficiency improvements.

She also founded CODE WARE Aggregates, a construction and demolition recycling venture focused on contaminated soil remediation and circular economy solutions. She knows this industry because she has worked in it.

Your business is growing.
Now it's time to take it to the next level.

It may not need a full-time CFO yet. But it needs something in between. Schedule a free 30-minute consultation — no obligation, no pitch.

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